Your lifestyle is unique — your insurance should be too.

Picture this: You’ve secured your dream apartment in Lagos and furnished it to taste, you’ve just bought your first car, launched that small business on the side, and maybe even booked your long-awaited vacation to Zanzibar. Life is good!

But things take an unexpected turn when a pipe bursts, your car gets sideswiped in traffic, and a fever puts you out of work for a week.

Life is unpredictable and full of highs and lows. Anything can happen in life, but the question is, are you prepared? Let’s help you match your lifestyle to the right insurance product and coverage.

This is where lifestyle insurance earns its name.

It bundles important policies to protect your income, support your well-being, cover household essentials like appliances, and keep your finances steady when life doesn’t go according to plan.

Now, let’s help you match your lifestyle with the right insurance because protecting your life shouldn’t be an afterthought.

1. For Where You Live: Insurance for Households & Homeowners

Your home is more than a cream building with a black gate—it’s where you rejuvenate and create timeless memories with your loved ones.

• Homeowners Insurance covers the physical structure of your home.
• Householder Insurance covers everything inside it — your furniture, electronics, and valuables.

Why it matters: If fire, flooding, or burglary happen unexpectedly in your home, these insurance products help you to rebuild, replace, and recover whatever you lose without wiping out your savings.

2. For Personal Safety: Personal Accident Insurance

Second on our list of lifestyle insurance products is personal accident insurance. 

Accidents never announce themselves before happening. One minute you’re fine, the next, your broken leg is in a cast.

With personal accident insurance, you get:

• Medical expense coverage
• Cover for your spouse and dependent children
• Financial support in case of permanent disability or death

3. For Your Ride: Motor Insurance

Whether you are driving to work, taking a road trip, or making deliveries, your car is an integral part of your lifestyle. You need motor insurance because the roads can be unpredictable, and you have to be prepared.

Why it counts:

• Your car is protected from unforeseen circumstances like accidents, theft, and fire.
• In an accident, you are absolved of third-party liabilities.
• Your finances are preserved from post-accidents vehicle repairs.

4. For Disasters You Didn’t See Coming: Fire & Special Perils Insurance

Risks such as floods, lightning, bushfires, and earthquakes are rare, but their effect lingers and are devastating. That’s where this policy is relevant.

What it covers:

• Fire, lightning, explosion
• Storms, floods, earthquakes
• Riots, strikes, and malicious damage

Fire & special perils insurance even includes clean-up costs so you can focus squarely on recovery.

5. For Goods on the Move: Marine Insurance

If you’re an importer, exporter, or move goods across waterways, marine insurance is a must.

Why it’s a game-changer:

• The goods in your cargo are protected if damage, loss, or theft occurs
• Your business will continue to be operational despite cargo loss.
• Your cargo has end-to-end protection against transit-related risks.

Your goods are valuable — don’t leave them exposed. 

6. For Your Adventures: Travel Insurance

Whether you’re going on a quick getaway or a multi-city tour, travel insurance gives you peace of mind from departure to return.

What it covers:

• Compensation for In-Flight Loss of Checked-In Luggage
• Compensation for Flight and Luggage Delays
• Medical Assistance for Illness or Injury 

So… How Do You Choose the Right Cover?

Here’s a cheat sheet:

Your Lifestyle	Insurance You Need
You own a house	Homeowners + Householder
You drive regularly	Motor Insurance
You travel often	Travel Insurance
You run a business with shipping	Marine Insurance
You want all-around protection	Fire & Special Perils + Personal Accident

Let’s Make This Easy for You

At Coronation Insurance Plc, we don’t believe in one-size-fits-all. Your life is dynamic, and your insurance should reflect that. We match you with tailored plans that work for your life — no generic solutions, just real coverage for real people.

Ready to protect your lifestyle the smart way?
Email us at info@coronationinsurance.com.ng or contact us at 02-01-2275475 | 02-01-2275476.