What If Investing Were As Easy As an Airtime Top-Up?

The Routine We All Share

Every week, sometimes every day, we open our banking app.
To pay for electricity. To renew Netflix. To top up data, etc.
It goes the same way every time: tap, select, confirm. It is second nature now, as routine as brushing your teeth.

But what if that same habit, that same few seconds of screen time, could do more than settle bills?

What if, instead of your money just leaving your account, it could start working for you to generate more money?

What if investing took the same effort as topping up airtime on your phone?

Because now, it does!

Why Traditional Investing Felt Out of Reach

As is the case with many Nigerians, the idea of investing has always sounded reasonable, even attractive, but somewhat out of reach. Not because of a lack of interest, but because of how the process has often been presented: long, technical, and detached from everyday life. While people are already managing money through apps, sending transfers, paying bills, and topping up data without giving it a second thought, investing has remained the one financial action that still feels like it belongs somewhere else; in an office building, a seminar, or a conversation between people who “understand money.”

There’s also the quiet pressure that surrounds it. “I don’t know where to start.” “I’m not a finance person.” “I don’t have the time or energy.” These are reflections of how investing has been made to feel like a specialist activity, not a simple next step. For the everyday saver or salary earner, there has been a disconnect between intent and access.

What has been missing is convenience; the kind that already exists in the way people buy airtime, pay electricity bills, or subscribe to streaming services on their mobile banking apps. If investing were just as easy, many more people would already be doing it. Which is why the shift to making investment options available directly within the Access More app is a major digital upgrade that serves as a practical response to how people already live, spend and make decisions.

The Shift: Coronation Mutual Funds Now on the Access More App

Now, Access Bank customers can invest in professionally managed mutual funds from Coronation, right inside the Access More app. No paperwork. No branch visits. No complicated forms. Just a few taps on the same app you already use every day.

This feature gives birth to a shift, a shift that turns investing to a daily and simple routine. You do not need to download a separate platform or open a new account. Everything you need is already in your hands.

Tap and Start Investing

Investing in mutual funds is now just as easy as paying a bill. Here’s how:

1. Open the Access More app
   
2. Tap “Wealth and Investment Management”
   
3. Select “Invest in Mutual Funds”
   
4. Choose a Mutual Fund and invest
   

That is all. No barriers. No delays. No reason not to start.

What Mutual Funds Can You Invest In?

Coronation’s mutual funds are built to match different financial goals, whether you’re planning for something short-term or aiming to grow your wealth over time. The funds available on the AccessMore app are:

• Money Market Fund
  Designed for stability and accessibility, this fund is a smart option if you want your money to be active while still remaining easy to access. It focuses on low-risk instruments and is suitable for short-term planning.
  
• Balanced Fund
  This fund offers a mix of growth and caution. It combines income-generating investments with some exposure to equities so that it gives your money room to grow while still keeping things relatively steady. Ideal for medium-term goals.
  
• Fixed Income Fund
  With a Fixed Income Fund, your money is spread across a mix of fixed income instruments, while reducing concentration risk. The best part of this is that instead of managing it yourself, your investment is handled by professional fund managers who track the market, adjust the portfolio, and optimise returns over time.
  

Each fund is managed by experts, so once you invest, it is professionally managed in the background.

From Routine to Reward

The tool is already in your hands. What changes now is what you can do with it.

With Coronation’s mutual funds available directly through the Access More app, investing has become something simple, structured and quietly effective. This makes it a natural extension of how you already manage your everyday life.

Take the next step, Make Investing a Habit.

Tap “Wealth & Investment Management” on the Access More app and choose a Coronation Mutual Fund.
No noise. No hurdles. Just a smarter way to invest.

Download the Access More app on the App Store or Play Store to get started.

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